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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,734 | $81,262+256.5% | $155,602+86.2% | $80,911+258.1% |
| Participation rate | 98.3% | 66.2%+32.0pp | 78.2%+20.1pp | 67.6%+30.6pp |
| Annual return | 19.39% | 33.34%-14.0pp | 64.81%-45.4pp | 35.63%-16.2pp |
| Employer contribution / active EE | $10,823 | $3,102+248.9% | $4,675+131.5% | $2,756+292.7% |
| Participant deferral / active EE | $7,891 | $3,451+128.6% | $5,629+40.2% | $4,297+83.6% |
| Admin fee / account holder | $17,741 | $7,992+122.0% | $15,923+11.4% | $6,935+155.8% |