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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,734 | $81,331+256.2% | $155,534+86.3% | $80,935+258.0% |
| Participation rate | 98.3% | 66.3%+32.0pp | 78.2%+20.1pp | 67.7%+30.6pp |
| Annual return | 19.39% | 33.37%-14.0pp | 64.92%-45.5pp | 35.66%-16.3pp |
| Employer contribution / active EE | $10,823 | $3,105+248.6% | $4,675+131.5% | $2,757+292.6% |
| Participant deferral / active EE | $7,891 | $3,454+128.4% | $5,630+40.1% | $4,299+83.5% |
| Admin fee / account holder | $17,741 | $7,999+121.8% | $15,900+11.6% | $6,924+156.2% |