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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,063 | $123,155+62.4% | $108,753+84.0% | $155,188+28.9% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 12.52% | 44.73%-32.2pp | 37.47%-24.9pp | 148.84%-136.3pp |
| Employer contribution / active EE | $2,433 | $2,811-13.4% | $2,427+0.3% | $4,248-42.7% |
| Participant deferral / active EE | $4,448 | $4,623-3.8% | $4,115+8.1% | $6,531-31.9% |
| Admin fee / account holder | $1,960 | $12,126-83.8% | $10,320-81.0% | $14,480-86.5% |