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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,603 | $126,661+75.7% | $113,397+96.3% | $138,895+60.3% |
| Participation rate | 75.0% | 79.4%-4.4pp | 76.5%-1.5pp | 79.9%-4.9pp |
| Annual return | 6.83% | 25.05%-18.2pp | 23.20%-16.4pp | 145.39%-138.6pp |
| Employer contribution / active EE | $2,748 | $3,456-20.5% | $2,977-7.7% | $4,194-34.5% |
| Participant deferral / active EE | $8,873 | $5,693+55.9% | $5,076+74.8% | $6,396+38.7% |
| Admin fee / account holder | $30,729 | $14,549+111.2% | $11,957+157.0% | $12,562+144.6% |