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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,390 | $166,089+51.4% | $164,928+52.4% | $145,978+72.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 7.59% | 100.26%-92.7pp | 70.08%-62.5pp | 550.52%-542.9pp |
| Employer contribution / active EE | $8,661 | $5,276+64.2% | $4,343+99.4% | $4,662+85.8% |
| Participant deferral / active EE | $6,268 | $6,961-10.0% | $6,034+3.9% | $6,690-6.3% |
| Admin fee / account holder | $15,314 | $16,641-8.0% | $12,684+20.7% | $13,400+14.3% |