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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $525,362 | $110,379+376.0% | $102,412+413.0% | $145,884+260.1% |
| Participation rate | 77.8% | 77.9%-0.2pp | 74.5%+3.3pp | 80.3%-2.5pp |
| Annual return | 12.32% | 24.84%-12.5pp | 24.94%-12.6pp | 551.85%-539.5pp |
| Employer contribution / active EE | $6,379 | $4,216+51.3% | $3,870+64.8% | $4,662+36.8% |
| Participant deferral / active EE | $12,724 | $5,622+126.3% | $5,060+151.5% | $6,690+90.2% |
| Admin fee / account holder | $5,801 | $9,745-40.5% | $8,388-30.8% | $13,392-56.7% |