Retirement plan

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF GIRLS INCORPORATED OF CENTRAL ALABAMA

Name: GIRLS INCORPORATED OF CENTRAL ALABAMA - 401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF GIRLS INCORPORATED OF CENTRAL ALABAMA (2025) Form 5500
Creator: GIRLS INCORPORATED OF CENTRAL ALABAMA
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF GIRLS INCORPORATED OF CENTRAL ALABAMA, GIRLS INCORPORATED OF CENTRAL ALABAMA

GIRLS INCORPORATED OF CENTRAL ALABAMAEIN 63-0328643Plan #005PY 2025

5201 8TH AVE S - BIRMINGHAM, AL 352130000205-595-4475girlsinccentral-al.orgLinkedIn11-50 employeesnon-profit organization management

Other plans on this EIN

1 filing

#001Retirement-$1K assets

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$529K

+2.1% from 2024

Total participants

-29.6% from 2024

Average account balance

$29,393

+53.2% from 2024

Annual return

10.24%

-3.89 pp from 2024

Benchmarks

See 54,432 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort54,432 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$529K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$29K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

200.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$66K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.24%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6141

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G3D2J2E

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$111K

$12283 / participant

Other / not subdivided$111K100.0%

% of EOY assets

20.895%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$29,393

$72,071-59.2%

$68,368-57.0%

$137,256-78.6%

Participation rate

88.9%

76.2%+12.7pp

73.8%+15.1pp

80.0%+8.9pp

Annual return

10.24%

353.14%-342.9pp

292.57%-282.3pp

220.34%-210.1pp

Employer contribution / active EE

$5,865

$2,788+110.4%

$2,649+121.4%

$4,156+41.1%

Participant deferral / active EE

$1,511

$4,410-65.7%

$4,123-63.3%

$6,407-76.4%

Admin fee / account holder

$6,141

$5,336+15.1%

$5,150+19.3%

$12,270-49.9%

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF GIRLS INCORPORATED OF CENTRAL ALABAMA

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF GIRLS INCORPORATED OF CENTRAL ALABAMA

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion