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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC3 years Filed as: CAPFINANCIAL PARTNERS LLC DBA CAPTR Service code 27 4208 SIX FORKS RD STE 1700 · RALEIGH, NC 27609 | Advisory (Plan) | $82,008 |
Filed as: PEARCE, BEVILL, LEESBURG, MOORE P.C Service code 10 110 OFFICE PARK DR · BIRMINGHAM, AL 352232401 | Accounting | $70,341 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 15 · EIN 84-0467907 | Recordkeeping | $70,209 |
BURR FORMAN LLP1 year Filed as: BURR & FORMAN LLP Service code 29 PO BOX 830719 · BIRMINGHAM, AL 352830719 | Legal | $17,738 |
PIERSON FERDINAND1 year Filed as: PIERSON FERDINAND LLP Service code 29 1270 AVE OF THE AMERICAS · NEW YORK, NY 10020 | Legal | $14,775 |
Filed as: PRINCIPAL FINANCIAL GROUP Service code 99 PO BOX 777 · DES MOINES, IA 503020777 | Other Fees | $5,000 |
FISHERBROYLES, LLP2 years Filed as: FISHERBROYLES LLP Service code 29 PO BOX 735232 · DALLAS, TX 753735232 | Legal | $3,038 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $663,229 | $106,164+524.7% | $147,041+351.0% | $77,692+753.7% |
| Participation rate | 91.0% | 78.4%+12.6pp | 82.2%+8.8pp | 70.6%+20.4pp |
| Annual return | 15.06% | 56.81%-41.8pp | 419.21%-404.2pp | 31.25%-16.2pp |
| Employer contribution / active EE | $18,826 | $4,066+363.0% | $4,935+281.5% | $2,726+590.6% |
| Participant deferral / active EE | $11,916 | $7,993+49.1% | $8,071+47.6% | $4,648+156.3% |
| Admin fee / account holder | $436 | $338+29.1% | $13,006-96.6% | $431+1.3% |