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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,051 | $77,896-34.5% | $134,172-62.0% | $82,448-38.1% |
| Participation rate | 93.5% | 62.8%+30.8pp | 72.5%+21.1pp | 68.1%+25.5pp |
| Annual return | 18.24% | 18.21%0pp | 25.30%-7.1pp | 41.64%-23.4pp |
| Employer contribution / active EE | $5,161 | $2,159+139.0% | $3,420+50.9% | $2,551+102.3% |
| Participant deferral / active EE | $6,329 | $3,162+100.2% | $4,690+34.9% | $4,139+52.9% |
| Admin fee / account holder | $1,375 | $6,336-78.3% | $12,016-88.6% | $7,234-81.0% |