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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,473 | $159,978-61.6% | $147,041-58.2% | $145,978-57.9% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 15.38% | 98.36%-83.0pp | 419.21%-403.8pp | 550.52%-535.1pp |
| Employer contribution / active EE | $6,841 | $5,288+29.4% | $4,935+38.6% | $4,662+46.7% |
| Participant deferral / active EE | $10,091 | $8,429+19.7% | $8,071+25.0% | $6,690+50.9% |
| Admin fee / account holder | $2,887 | $15,053-80.8% | $13,006-77.8% | $13,400-78.5% |