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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,778 | $72,471-50.6% | $94,215-62.0% | $86,983-58.9% |
| Participation rate | 51.9% | 63.9%-11.9pp | 70.0%-18.0pp | 69.5%-17.6pp |
| Annual return | 14.57% | 26.44%-11.9pp | 28.22%-13.6pp | 25.83%-11.3pp |
| Employer contribution / active EE | $900 | $1,936-53.5% | $2,675-66.3% | $2,584-65.2% |
| Participant deferral / active EE | $1,789 | $3,397-47.3% | $4,276-58.2% | $4,194-57.4% |
| Admin fee / account holder | $3,930 | $6,468-39.2% | $10,216-61.5% | $7,856-50.0% |