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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,196 | $227,399-53.7% | $189,758-44.6% | $198,609-47.0% |
| Participation rate | 66.7% | 84.0%-17.3pp | 79.8%-13.1pp | 82.4%-15.7pp |
| Annual return | 3.99% | 61.03%-57.0pp | 52.62%-48.6pp | 202.70%-198.7pp |
| Employer contribution / active EE | $0 | $5,526-100.0% | $4,767-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $3,328 | $6,837-51.3% | $5,856-43.2% | $6,977-52.3% |
| Admin fee / account holder | $612,729 | $25,162+2335.1% | $20,388+2905.4% | $19,030+3119.8% |