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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,892 | $81,334-26.4% | $113,397-47.2% | $64,097-6.6% |
| Participation rate | 96.2% | 65.6%+30.5pp | 76.5%+19.7pp | 55.2%+41.0pp |
| Annual return | 18.35% | 32.50%-14.2pp | 23.20%-4.9pp | 34.64%-16.3pp |
| Employer contribution / active EE | $3,731 | $2,077+79.7% | $2,977+25.3% | $1,891+97.3% |
| Participant deferral / active EE | $4,565 | $3,795+20.3% | $5,076-10.1% | $3,080+48.2% |
| Admin fee / account holder | $2,162 | $4,208-48.6% | $11,957-81.9% | $3,454-37.4% |