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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,884 | $48,337+5.3% | $67,560-24.7% | $80,959-37.1% |
| Participation rate | 61.3% | 66.4%-5.1pp | 72.9%-11.6pp | 67.7%-6.4pp |
| Annual return | 13.84% | 18.26%-4.4pp | 3533.50%-3519.7pp | 35.67%-21.8pp |
| Employer contribution / active EE | $1,223 | $2,023-39.5% | $2,737-55.3% | $2,757-55.6% |
| Participant deferral / active EE | $2,831 | $2,928-3.3% | $4,004-29.3% | $4,300-34.2% |
| Admin fee / account holder | $2,930 | $3,695-20.7% | $3,994-26.6% | $6,925-57.7% |