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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,559 | $166,242+38.7% | $165,071+39.7% | $145,884+58.0% |
| Participation rate | 93.3% | 82.0%+11.3pp | 78.6%+14.7pp | 80.3%+13.0pp |
| Annual return | 9.56% | 100.44%-90.9pp | 70.17%-60.6pp | 551.85%-542.3pp |
| Employer contribution / active EE | $4,327 | $5,283-18.1% | $4,347-0.5% | $4,662-7.2% |
| Participant deferral / active EE | $9,243 | $6,964+32.7% | $6,035+53.2% | $6,690+38.2% |
| Admin fee / account holder | $4,892 | $16,658-70.6% | $12,695-61.5% | $13,392-63.5% |