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| Provider | Service type | Compensation |
|---|---|---|
REGIONS BANK5 years Filed as: REGIONS BANK DBA REGIONS TRUST Service code 15 · EIN 63-0371391 | Recordkeeping | $32,237 |
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $1,357 |
ADP BROKER-DEALER5 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,572 | $102,385+40.2% | $147,080-2.4% | $80,935+77.4% |
| Participation rate | 80.2% | 75.9%+4.4pp | 82.2%-1.9pp | 67.7%+12.6pp |
| Annual return | 14.32% | 135.09%-120.8pp | 420.17%-405.8pp | 35.66%-21.3pp |
| Employer contribution / active EE | $2,165 | $3,717-41.7% | $4,933-56.1% | $2,757-21.5% |
| Participant deferral / active EE | $8,271 | $6,651+24.4% | $8,066+2.5% | $4,299+92.4% |
| Admin fee / account holder | $336 | $7,951-95.8% | $12,989-97.4% | $6,924-95.1% |