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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,121 | $160,028+33.8% | $147,080+45.6% | $145,884+46.8% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 7.43% | 98.60%-91.2pp | 420.17%-412.7pp | 551.85%-544.4pp |
| Employer contribution / active EE | $3,595 | $5,286-32.0% | $4,933-27.1% | $4,662-22.9% |
| Participant deferral / active EE | $6,311 | $8,422-25.1% | $8,066-21.8% | $6,690-5.7% |
| Admin fee / account holder | $590 | $15,030-96.1% | $12,989-95.5% | $13,392-95.6% |