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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,786 | $76,407+279.3% | $150,298+92.8% | $82,448+251.5% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 16.60% | 39.99%-23.4pp | 62.79%-46.2pp | 41.64%-25.0pp |
| Employer contribution / active EE | $8,202 | $2,614+213.7% | $4,154+97.4% | $2,551+221.5% |
| Participant deferral / active EE | $5,609 | $3,214+74.5% | $5,453+2.9% | $4,139+35.5% |
| Admin fee / account holder | $6,669 | $6,352+5.0% | $14,116-52.8% | $7,234-7.8% |