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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,553 | $81,358+237.5% | $155,556+76.5% | $80,959+239.1% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 12.79% | 33.39%-20.6pp | 64.84%-52.0pp | 35.67%-22.9pp |
| Employer contribution / active EE | $9,121 | $3,106+193.6% | $4,675+95.1% | $2,757+230.8% |
| Participant deferral / active EE | $5,929 | $3,455+71.6% | $5,631+5.3% | $4,300+37.9% |
| Admin fee / account holder | $4,381 | $7,994-45.2% | $15,885-72.4% | $6,925-36.7% |