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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,065 | $100,970+23.9% | $96,576+29.5% | $137,256-8.9% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 21.84% | 38.16%-16.3pp | 38.47%-16.6pp | 220.34%-198.5pp |
| Employer contribution / active EE | $2,673 | $3,809-29.8% | $3,553-24.8% | $4,156-35.7% |
| Participant deferral / active EE | $2,221 | $8,286-73.2% | $7,956-72.1% | $6,407-65.3% |
| Admin fee / account holder | $908 | $11,312-92.0% | $11,381-92.0% | $12,270-92.6% |