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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,543 | $81,331+43.3% | $155,534-25.1% | $80,935+44.0% |
| Participation rate | 96.2% | 66.3%+29.9pp | 78.2%+17.9pp | 67.7%+28.5pp |
| Annual return | 10.01% | 33.37%-23.4pp | 64.92%-54.9pp | 35.66%-25.7pp |
| Employer contribution / active EE | $2,085 | $3,105-32.8% | $4,675-55.4% | $2,757-24.4% |
| Participant deferral / active EE | $2,826 | $3,454-18.2% | $5,630-49.8% | $4,299-34.3% |
| Admin fee / account holder | $4,275 | $7,999-46.6% | $15,900-73.1% | $6,924-38.3% |