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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,265 | $80,812-50.2% | $160,784-75.0% | $82,448-51.2% |
| Participation rate | 60.7% | 66.2%-5.5pp | 77.0%-16.2pp | 68.1%-7.4pp |
| Annual return | 16.34% | 100.59%-84.2pp | 1803.92%-1787.6pp | 41.64%-25.3pp |
| Employer contribution / active EE | $621 | $2,174-71.4% | $3,733-83.4% | $2,551-75.7% |
| Participant deferral / active EE | $2,021 | $4,335-53.4% | $6,293-67.9% | $4,139-51.2% |
| Admin fee / account holder | $2,444 | $7,695-68.2% | $9,717-74.8% | $7,234-66.2% |