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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $487,421 | $111,535+337.0% | $105,223+363.2% | $137,256+255.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 18.70% | 237.85%-219.2pp | 180.65%-161.9pp | 220.34%-201.6pp |
| Employer contribution / active EE | $4,011 | $3,939+1.8% | $3,689+8.8% | $4,156-3.5% |
| Participant deferral / active EE | $18,236 | $5,500+231.6% | $5,072+259.6% | $6,407+184.6% |
| Admin fee / account holder | $16,271 | $9,721+67.4% | $8,859+83.7% | $12,270+32.6% |