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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,179 | $183,516+8.5% | $155,534+28.1% | $145,884+36.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.17% | 61.43%-53.3pp | 64.92%-56.7pp | 551.85%-543.7pp |
| Employer contribution / active EE | $5,169 | $5,315-2.7% | $4,675+10.6% | $4,662+10.9% |
| Participant deferral / active EE | $4,739 | $6,467-26.7% | $5,630-15.8% | $6,690-29.2% |
| Admin fee / account holder | $9,508 | $19,293-50.7% | $15,900-40.2% | $13,392-29.0% |