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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,179 | $183,592+8.5% | $155,574+28.0% | $145,877+36.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.17% | 61.37%-53.2pp | 64.87%-56.7pp | 551.28%-543.1pp |
| Employer contribution / active EE | $5,169 | $5,317-2.8% | $4,676+10.5% | $4,663+10.8% |
| Participant deferral / active EE | $4,739 | $6,466-26.7% | $5,629-15.8% | $6,691-29.2% |
| Admin fee / account holder | $9,508 | $19,316-50.8% | $15,914-40.3% | $13,402-29.1% |