Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,869 | $73,787-37.8% | $98,716-53.5% | $82,448-44.4% |
| Participation rate | 54.3% | 61.4%-7.1pp | 69.3%-15.0pp | 68.1%-13.8pp |
| Annual return | 15.97% | 18.57%-2.6pp | 31.81%-15.8pp | 41.64%-25.7pp |
| Employer contribution / active EE | $1,003 | $1,511-33.6% | $2,279-56.0% | $2,551-60.7% |
| Participant deferral / active EE | $1,534 | $3,081-50.2% | $4,048-62.1% | $4,139-62.9% |
| Admin fee / account holder | $8,976 | $6,500+38.1% | $8,703+3.1% | $7,234+24.1% |