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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,589 | $81,233+254.0% | $155,567+84.9% | $80,874+255.6% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 16.92% | 33.33%-16.4pp | 64.74%-47.8pp | 35.62%-18.7pp |
| Employer contribution / active EE | $12,759 | $3,101+311.5% | $4,674+173.0% | $2,756+363.0% |
| Participant deferral / active EE | $9,909 | $3,452+187.0% | $5,628+76.1% | $4,297+130.6% |
| Admin fee / account holder | $4,232 | $7,998-47.1% | $15,916-73.4% | $6,935-39.0% |