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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,589 | $81,331+253.6% | $155,534+84.9% | $80,935+255.3% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 16.92% | 33.37%-16.5pp | 64.92%-48.0pp | 35.66%-18.7pp |
| Employer contribution / active EE | $12,759 | $3,105+311.0% | $4,675+172.9% | $2,757+362.8% |
| Participant deferral / active EE | $9,909 | $3,454+186.9% | $5,630+76.0% | $4,299+130.5% |
| Admin fee / account holder | $4,232 | $7,999-47.1% | $15,900-73.4% | $6,924-38.9% |