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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,480 | $142,354-6.2% | $125,529+6.3% | $155,188-14.0% |
| Participation rate | 55.6% | 78.1%-22.5pp | 74.7%-19.2pp | 80.8%-25.2pp |
| Annual return | 15.00% | 306.06%-291.1pp | 202.56%-187.6pp | 148.84%-133.8pp |
| Employer contribution / active EE | $1,984 | $3,501-43.3% | $3,058-35.1% | $4,248-53.3% |
| Participant deferral / active EE | $9,006 | $5,491+64.0% | $4,813+87.1% | $6,531+37.9% |
| Admin fee / account holder | $1,914 | $19,392-90.1% | $16,298-88.3% | $14,480-86.8% |