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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,480 | $132,099+1.0% | $115,599+15.5% | $138,895-3.9% |
| Participation rate | 55.6% | 77.9%-22.3pp | 74.3%-18.7pp | 79.9%-24.4pp |
| Annual return | 15.00% | 176.76%-161.8pp | 111.10%-96.1pp | 145.39%-130.4pp |
| Employer contribution / active EE | $1,984 | $3,416-41.9% | $2,955-32.9% | $4,194-52.7% |
| Participant deferral / active EE | $9,006 | $5,617+60.3% | $4,889+84.2% | $6,396+40.8% |
| Admin fee / account holder | $1,914 | $15,650-87.8% | $12,841-85.1% | $12,562-84.8% |