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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,480 | $132,634+0.6% | $115,768+15.3% | $137,256-2.8% |
| Participation rate | 55.6% | 77.9%-22.3pp | 74.4%-18.8pp | 80.0%-24.4pp |
| Annual return | 15.00% | 160.70%-145.7pp | 100.46%-85.5pp | 220.34%-205.3pp |
| Employer contribution / active EE | $1,984 | $3,360-40.9% | $2,940-32.5% | $4,156-52.3% |
| Participant deferral / active EE | $9,006 | $5,619+60.3% | $4,917+83.2% | $6,407+40.6% |
| Admin fee / account holder | $1,914 | $15,028-87.3% | $12,439-84.6% | $12,270-84.4% |