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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,948 | $149,040+22.8% | $120,225+52.2% | $137,256+33.3% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 13.43% | 605.68%-592.3pp | 439.23%-425.8pp | 220.34%-206.9pp |
| Employer contribution / active EE | $15,329 | $4,350+252.4% | $3,475+341.1% | $4,156+268.8% |
| Participant deferral / active EE | $11,233 | $4,655+141.3% | $3,999+180.9% | $6,407+75.3% |
| Admin fee / account holder | $9,695 | $6,348+52.7% | $5,696+70.2% | $12,270-21.0% |