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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,948 | $162,529+12.6% | $130,788+39.9% | $154,746+18.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 13.43% | 510.48%-497.0pp | 386.44%-373.0pp | 172.34%-158.9pp |
| Employer contribution / active EE | $15,329 | $4,447+244.7% | $3,558+330.8% | $4,379+250.0% |
| Participant deferral / active EE | $11,233 | $4,808+133.6% | $4,137+171.5% | $6,730+66.9% |
| Admin fee / account holder | $9,695 | $7,669+26.4% | $6,673+45.3% | $14,365-32.5% |