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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,291 | $102,385+77.1% | $147,080+23.3% | $80,935+124.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 20.75% | 135.09%-114.3pp | 420.17%-399.4pp | 35.66%-14.9pp |
| Employer contribution / active EE | $5,841 | $3,717+57.2% | $4,933+18.4% | $2,757+111.9% |
| Participant deferral / active EE | $8,314 | $6,651+25.0% | $8,066+3.1% | $4,299+93.4% |
| Admin fee / account holder | $6,199 | $7,951-22.0% | $12,989-52.3% | $6,924-10.5% |