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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,693 | $86,919+45.8% | $102,457+23.7% | $80,911+56.6% |
| Participation rate | 61.7% | 72.4%-10.7pp | 76.5%-14.8pp | 67.6%-5.9pp |
| Annual return | 11.62% | 18.90%-7.3pp | 29.41%-17.8pp | 35.63%-24.0pp |
| Employer contribution / active EE | $1,556 | $2,368-34.3% | $3,022-48.5% | $2,756-43.5% |
| Participant deferral / active EE | $2,965 | $4,119-28.0% | $5,054-41.3% | $4,297-31.0% |
| Admin fee / account holder | $4,722 | $8,049-41.3% | $9,451-50.0% | $6,935-31.9% |