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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,693 | $86,940+45.7% | $102,434+23.7% | $80,935+56.5% |
| Participation rate | 61.7% | 72.4%-10.7pp | 76.5%-14.8pp | 67.7%-6.0pp |
| Annual return | 11.62% | 18.89%-7.3pp | 29.46%-17.8pp | 35.66%-24.0pp |
| Employer contribution / active EE | $1,556 | $2,370-34.3% | $3,023-48.5% | $2,757-43.6% |
| Participant deferral / active EE | $2,965 | $4,121-28.0% | $5,055-41.3% | $4,299-31.0% |
| Admin fee / account holder | $4,722 | $8,047-41.3% | $9,462-50.1% | $6,924-31.8% |