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| Provider | Service type | Compensation |
|---|---|---|
EPIC RETIREMENT PLAN SERVICES6+ years Filed as: THE RETIREMENT PLAN COMPANY Service code 51 · EIN 38-3712991 | Investment Mgmt Fees | $44,646 |
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,019 | $54,679-56.1% | $76,119-68.4% | $74,459-67.7% |
| Participation rate | 78.0% | 60.3%+17.6pp | 69.1%+8.9pp | 67.2%+10.8pp |
| Annual return | 9.17% | 31.90%-22.7pp | 361.25%-352.1pp | 1369.70%-1360.5pp |
| Employer contribution / active EE | $1,865 | $1,781+4.7% | $2,693-30.7% | $2,626-29.0% |
| Participant deferral / active EE | $3,784 | $3,072+23.2% | $4,259-11.2% | $4,350-13.0% |
| Admin fee / account holder | $229 | $2,238-89.8% | $6,421-96.4% | $1,945-88.2% |