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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,691 | $88,672+19.2% | $105,223+0.4% | $82,448+28.2% |
| Participation rate | 61.0% | 67.9%-6.9pp | 75.0%-14.1pp | 68.1%-7.1pp |
| Annual return | 12.85% | 30.86%-18.0pp | 180.65%-167.8pp | 41.64%-28.8pp |
| Employer contribution / active EE | $1,471 | $3,048-51.8% | $3,689-60.1% | $2,551-42.4% |
| Participant deferral / active EE | $5,301 | $4,036+31.3% | $5,072+4.5% | $4,139+28.1% |
| Admin fee / account holder | $18,698 | $7,146+161.7% | $8,859+111.1% | $7,234+158.5% |