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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,235 | $106,524-8.7% | $152,301-36.2% | $87,485+11.1% |
| Participation rate | 68.0% | 75.8%-7.8pp | 82.4%-14.4pp | 68.9%-0.9pp |
| Annual return | 14.02% | 26.89%-12.9pp | 80.50%-66.5pp | 26.06%-12.0pp |
| Employer contribution / active EE | $2,462 | $3,371-27.0% | $4,624-46.8% | $2,596-5.2% |
| Participant deferral / active EE | $5,175 | $6,525-20.7% | $8,004-35.3% | $4,274+21.1% |
| Admin fee / account holder | $204 | $8,287-97.5% | $14,398-98.6% | $7,775-97.4% |