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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,235 | $99,875-2.6% | $146,866-33.8% | $86,983+11.8% |
| Participation rate | 68.0% | 75.8%-7.8pp | 82.5%-14.5pp | 69.5%-1.5pp |
| Annual return | 14.02% | 28.10%-14.1pp | 102.85%-88.8pp | 25.83%-11.8pp |
| Employer contribution / active EE | $2,462 | $3,224-23.6% | $4,425-44.4% | $2,584-4.7% |
| Participant deferral / active EE | $5,175 | $6,322-18.1% | $7,759-33.3% | $4,194+23.4% |
| Admin fee / account holder | $204 | $7,838-97.4% | $13,620-98.5% | $7,856-97.4% |