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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,238 | $171,492-69.0% | $150,734-64.7% | $198,609-73.2% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 9.02% | 804.70%-795.7pp | 600.81%-591.8pp | 202.70%-193.7pp |
| Employer contribution / active EE | $2,664 | $5,470-51.3% | $4,918-45.8% | $5,055-47.3% |
| Participant deferral / active EE | $2,184 | $6,259-65.1% | $5,610-61.1% | $6,977-68.7% |
| Admin fee / account holder | $3,501 | $17,628-80.1% | $14,905-76.5% | $19,030-81.6% |