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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,994 | $52,353+62.3% | $120,225-29.3% | $82,448+3.1% |
| Participation rate | 10.3% | 58.3%-48.1pp | 69.6%-59.3pp | 68.1%-57.8pp |
| Annual return | 17.57% | 61.85%-44.3pp | 439.23%-421.7pp | 41.64%-24.1pp |
| Employer contribution / active EE | $409 | $1,510-72.9% | $3,475-88.2% | $2,551-84.0% |
| Participant deferral / active EE | $1,273 | $2,627-51.5% | $3,999-68.2% | $4,139-69.2% |
| Admin fee / account holder | $1,308 | $4,363-70.0% | $5,696-77.0% | $7,234-81.9% |