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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $487,676 | $106,749+356.8% | $145,433+235.3% | $82,448+491.5% |
| Participation rate | 89.6% | 75.6%+13.9pp | 82.1%+7.4pp | 68.1%+21.5pp |
| Annual return | 16.86% | 27.59%-10.7pp | 66.58%-49.7pp | 41.64%-24.8pp |
| Employer contribution / active EE | $6,421 | $3,444+86.4% | $4,554+41.0% | $2,551+151.7% |
| Participant deferral / active EE | $8,596 | $6,519+31.9% | $7,897+8.8% | $4,139+107.7% |
| Admin fee / account holder | $42,307 | $8,390+404.3% | $13,129+222.2% | $7,234+484.8% |