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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,221 | $101,795-54.6% | $165,100-72.0% | $80,959-42.9% |
| Participation rate | 65.4% | 71.8%-6.4pp | 78.6%-13.2pp | 67.7%-2.3pp |
| Annual return | 15.91% | 16.73%-0.8pp | 70.21%-54.3pp | 35.67%-19.8pp |
| Employer contribution / active EE | $3,456 | $2,954+17.0% | $4,348-20.5% | $2,757+25.3% |
| Participant deferral / active EE | $7,989 | $4,476+78.5% | $6,035+32.4% | $4,300+85.8% |
| Admin fee / account holder | $4,004 | $8,221-51.3% | $12,696-68.5% | $6,925-42.2% |