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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,512 | $209,336+94.2% | $197,124+106.2% | $137,256+196.2% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 17.09% | 48.09%-31.0pp | 44.34%-27.3pp | 220.34%-203.2pp |
| Employer contribution / active EE | $15,371 | $6,591+133.2% | $6,227+146.8% | $4,156+269.8% |
| Participant deferral / active EE | $10,078 | $9,614+4.8% | $9,135+10.3% | $6,407+57.3% |
| Admin fee / account holder | $2,215 | $17,308-87.2% | $16,298-86.4% | $12,270-81.9% |