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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,205 | $100,073-40.8% | $85,126-30.4% | $145,877-59.4% |
| Participation rate | 31.6% | 74.1%-42.5pp | 67.5%-35.9pp | 80.3%-48.7pp |
| Annual return | 3.10% | 84.11%-81.0pp | 66.63%-63.5pp | 551.28%-548.2pp |
| Employer contribution / active EE | $705 | $3,236-78.2% | $2,731-74.2% | $4,663-84.9% |
| Participant deferral / active EE | $2,087 | $5,294-60.6% | $4,523-53.9% | $6,691-68.8% |
| Admin fee / account holder | $0 | $7,261-100.0% | $6,160-100.0% | $13,402-100.0% |