Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,698 | $101,653-69.8% | $147,080-79.1% | $74,459-58.8% |
| Participation rate | 44.4% | 75.6%-31.1pp | 82.2%-37.7pp | 67.2%-22.8pp |
| Annual return | 14.69% | 8754.98%-8740.3pp | 420.17%-405.5pp | 1369.70%-1355.0pp |
| Employer contribution / active EE | $1,325 | $3,813-65.3% | $4,933-73.1% | $2,626-49.5% |
| Participant deferral / active EE | $1,885 | $7,304-74.2% | $8,066-76.6% | $4,350-56.7% |
| Admin fee / account holder | $5,371 | $1,752+206.6% | $12,989-58.6% | $1,945+176.2% |