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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,333 | $57,590+76.0% | $86,233+17.5% | $82,448+22.9% |
| Participation rate | 100.0% | 57.9%+42.1pp | 69.0%+31.0pp | 68.1%+31.9pp |
| Annual return | 19.53% | 22.41%-2.9pp | 61.39%-41.9pp | 41.64%-22.1pp |
| Employer contribution / active EE | $4,805 | $1,655+190.3% | $2,504+91.9% | $2,551+88.4% |
| Participant deferral / active EE | $7,504 | $3,080+143.6% | $4,559+64.6% | $4,139+81.3% |
| Admin fee / account holder | $849 | $4,730-82.0% | $8,342-89.8% | $7,234-88.3% |