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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,165 | $56,060+208.9% | $76,002+127.8% | $80,874+114.1% |
| Participation rate | 66.7% | 62.0%+4.6pp | 69.1%-2.4pp | 67.6%-1.0pp |
| Annual return | 18.57% | 20.54%-2.0pp | 360.07%-341.5pp | 35.62%-17.0pp |
| Employer contribution / active EE | $2,808 | $1,873+49.9% | $2,688+4.5% | $2,756+1.9% |
| Participant deferral / active EE | $4,679 | $3,051+53.3% | $4,257+9.9% | $4,297+8.9% |
| Admin fee / account holder | $4,113 | $5,237-21.5% | $6,414-35.9% | $6,935-40.7% |