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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $476,599 | $181,062+163.2% | $158,223+201.2% | $155,188+207.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 17.12% | 57.39%-40.3pp | 52.09%-35.0pp | 148.84%-131.7pp |
| Employer contribution / active EE | $13,559 | $4,565+197.0% | $4,109+230.0% | $4,248+219.2% |
| Participant deferral / active EE | $8,037 | $6,134+31.0% | $5,467+47.0% | $6,531+23.1% |
| Admin fee / account holder | $3,329 | $18,825-82.3% | $16,047-79.3% | $14,480-77.0% |