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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,189 | $81,358+51.4% | $155,556-20.8% | $80,959+52.2% |
| Participation rate | 89.2% | 66.3%+23.0pp | 78.2%+11.0pp | 67.7%+21.6pp |
| Annual return | 16.69% | 33.39%-16.7pp | 64.84%-48.2pp | 35.67%-19.0pp |
| Employer contribution / active EE | $8,141 | $3,106+162.1% | $4,675+74.1% | $2,757+195.3% |
| Participant deferral / active EE | $7,427 | $3,455+115.0% | $5,631+31.9% | $4,300+72.7% |
| Admin fee / account holder | $5,985 | $7,994-25.1% | $15,885-62.3% | $6,925-13.6% |