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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $633,946 | $174,379+263.5% | $152,093+316.8% | $138,895+356.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 15.95% | 74.86%-58.9pp | 66.36%-50.4pp | 145.39%-129.4pp |
| Employer contribution / active EE | $46,066 | $4,652+890.3% | $4,175+1003.5% | $4,194+998.3% |
| Participant deferral / active EE | $26,357 | $6,159+327.9% | $5,451+383.5% | $6,396+312.1% |
| Admin fee / account holder | $27,385 | $16,880+62.2% | $14,497+88.9% | $12,562+118.0% |