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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,076 | $156,398-77.6% | $147,318-76.2% | $138,895-74.7% |
| Participation rate | 44.4% | 83.8%-39.3pp | 82.1%-37.6pp | 79.9%-35.5pp |
| Annual return | 17.94% | 78.75%-60.8pp | 70.43%-52.5pp | 145.39%-127.5pp |
| Employer contribution / active EE | $1,910 | $4,853-60.6% | $4,593-58.4% | $4,194-54.5% |
| Participant deferral / active EE | $2,743 | $8,237-66.7% | $7,906-65.3% | $6,396-57.1% |
| Admin fee / account holder | $16,356 | $14,976+9.2% | $13,708+19.3% | $12,562+30.2% |