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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,076 | $154,228-77.3% | $145,433-75.9% | $137,256-74.4% |
| Participation rate | 44.4% | 83.8%-39.3pp | 82.1%-37.7pp | 80.0%-35.5pp |
| Annual return | 17.94% | 74.59%-56.6pp | 66.58%-48.6pp | 220.34%-202.4pp |
| Employer contribution / active EE | $1,910 | $4,804-60.2% | $4,554-58.1% | $4,156-54.0% |
| Participant deferral / active EE | $2,743 | $8,216-66.6% | $7,897-65.3% | $6,407-57.2% |
| Admin fee / account holder | $16,356 | $14,344+14.0% | $13,129+24.6% | $12,270+33.3% |