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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,282 | $212,386-50.4% | $199,883-47.3% | $138,895-24.2% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 15.79% | 47.75%-32.0pp | 43.81%-28.0pp | 145.39%-129.6pp |
| Employer contribution / active EE | $3,676 | $6,625-44.5% | $6,261-41.3% | $4,194-12.4% |
| Participant deferral / active EE | $5,556 | $9,617-42.2% | $9,138-39.2% | $6,396-13.1% |
| Admin fee / account holder | $2,825 | $18,233-84.5% | $17,268-83.6% | $12,562-77.5% |