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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $608,435 | $102,385+494.3% | $147,080+313.7% | $80,935+651.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 13.91% | 135.09%-121.2pp | 420.17%-406.3pp | 35.66%-21.7pp |
| Employer contribution / active EE | $16,086 | $3,717+332.8% | $4,933+226.1% | $2,757+483.5% |
| Participant deferral / active EE | $13,457 | $6,651+102.3% | $8,066+66.8% | $4,299+213.0% |
| Admin fee / account holder | $7,518 | $7,951-5.5% | $12,989-42.1% | $6,924+8.6% |