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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,570 | $129,737+248.8% | $119,126+279.9% | $154,746+192.5% |
| Participation rate | 91.7% | 78.9%+12.8pp | 75.8%+15.9pp | 80.7%+11.0pp |
| Annual return | 8.12% | 379.08%-371.0pp | 282.11%-274.0pp | 172.34%-164.2pp |
| Employer contribution / active EE | $16,746 | $4,375+282.8% | $4,034+315.2% | $4,379+282.4% |
| Participant deferral / active EE | $3,848 | $5,842-34.1% | $5,318-27.6% | $6,730-42.8% |
| Admin fee / account holder | $15,834 | $11,961+32.4% | $10,693+48.1% | $14,365+10.2% |