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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,570 | $171,492+163.9% | $150,734+200.2% | $198,609+127.9% |
| Participation rate | 91.7% | 81.4%+10.3pp | 78.4%+13.2pp | 82.4%+9.3pp |
| Annual return | 8.12% | 804.70%-796.6pp | 600.81%-592.7pp | 202.70%-194.6pp |
| Employer contribution / active EE | $16,746 | $5,470+206.1% | $4,918+240.5% | $5,055+231.3% |
| Participant deferral / active EE | $3,848 | $6,259-38.5% | $5,610-31.4% | $6,977-44.8% |
| Admin fee / account holder | $15,834 | $17,628-10.2% | $14,905+6.2% | $19,030-16.8% |