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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,727 | $150,435+198.3% | $120,580+272.1% | $145,897+207.6% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 12.06% | 154.60%-142.5pp | 107.48%-95.4pp | 552.29%-540.2pp |
| Employer contribution / active EE | $10,133 | $4,352+132.8% | $3,469+192.1% | $4,663+117.3% |
| Participant deferral / active EE | $7,002 | $6,174+13.4% | $4,995+40.2% | $6,689+4.7% |
| Admin fee / account holder | $7,827 | $12,182-35.8% | $9,418-16.9% | $13,390-41.6% |