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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,727 | $150,346+198.5% | $120,524+272.3% | $145,877+207.6% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 12.06% | 154.40%-142.3pp | 107.36%-95.3pp | 551.28%-539.2pp |
| Employer contribution / active EE | $10,133 | $4,353+132.8% | $3,469+192.1% | $4,663+117.3% |
| Participant deferral / active EE | $7,002 | $6,172+13.4% | $4,994+40.2% | $6,691+4.7% |
| Admin fee / account holder | $7,827 | $12,215-35.9% | $9,440-17.1% | $13,402-41.6% |