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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,387 | $132,634-0.2% | $115,768+14.4% | $137,256-3.5% |
| Participation rate | 61.9% | 77.9%-16.0pp | 74.4%-12.5pp | 80.0%-18.1pp |
| Annual return | 13.49% | 160.70%-147.2pp | 100.46%-87.0pp | 220.34%-206.9pp |
| Employer contribution / active EE | $1,232 | $3,360-63.3% | $2,940-58.1% | $4,156-70.4% |
| Participant deferral / active EE | $1,704 | $5,619-69.7% | $4,917-65.3% | $6,407-73.4% |
| Admin fee / account holder | $20,428 | $15,028+35.9% | $12,439+64.2% | $12,270+66.5% |