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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,469 | $154,228+65.0% | $145,433+75.0% | $137,256+85.4% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.5pp | 80.0%+11.7pp |
| Annual return | 8.51% | 74.59%-66.1pp | 66.58%-58.1pp | 220.34%-211.8pp |
| Employer contribution / active EE | $12,479 | $4,804+159.8% | $4,554+174.0% | $4,156+200.3% |
| Participant deferral / active EE | $8,848 | $8,216+7.7% | $7,897+12.0% | $6,407+38.1% |
| Admin fee / account holder | $30,407 | $14,344+112.0% | $13,129+131.6% | $12,270+147.8% |